Hawaiʻi Island
Based on a sample median of $595,000 — live data at launch. Countywide, the 2025 median single-family sale was $465,000 (UHERO Hawaiʻi Housing Factbook 2026).
Plantation-era homes, in-town lots, and newer subdivisions around Hilo town — priced well below the island's west side.
Savings calculator
Slide to your home’s value. The math updates as you go.
Rock Realty's fee is a flat 1% of the sale price.
A 2.5% listing commission would cost
$14,875
With Rock Realty you keep
$8,925
Brokerage fee: $5,950 · $0 to start · balance only when you close
Compared with a 2.5% listing-side commission. Whether to offer a buyer’s-agent cooperation fee is your call, decided at offer time — your broker will walk you through it.
A meaningful share of Hilo-area homes still run on cesspools. Hawaiʻi's Act 125 requires conversion to septic or sewer by 2050, and conversion incentive programs come and go. We record the wastewater system exactly as it is so your broker can address it correctly.
Hilo town is on county water, but some upland and outlying parcels in the district use rainwater catchment. Whichever your home has, intake records it and the listing states it — buyers' lenders ask, and the answer should already be written down.
| Line item | Traditional agent (2.5%) | Rock Realty 1% | FSBO |
|---|---|---|---|
| Listing fee | $14,875 | $5,950 | $0* |
| Buyer-agent cooperation fee | Your choice — 0% to 3%, decided at offer time | ||
| Estimated closing costs (~1%) | $5,950 | $5,950 | $5,950 |
| Total cost | $20,825 | $11,900 | $5,950 |
| You keep | $574,175 | $583,100 | $589,050 |
* FSBO means no MLS syndication, no AI line, no broker — most FSBO sellers end up paying a buyer’s agent anyway.
Closing costs are a rough placeholder (escrow, title, and conveyance tax vary). Totals exclude the optional cooperation fee — it’s the same decision in every column.